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2017年12月15日 10:25:49来源:飞度养生咨询

My friends:I want to talk for a few minutes with the people of the ed States about banking to talk with the comparatively few who understand the mechanics of banking, but more particularly with the overwhelming majority of you who use banks for the making of deposits and the drawing of checks.I want to tell you what has been done in the last few days, and why it was done, and what the next steps are going to be. I recognize that the many proclamations from State capitols and from Washington, the legislation, the Treasury regulations, and so forth, couched for the most part in banking and legal terms, ought to be explained for the benefit of the average citizen. I owe this, in particular, because of the fortitude and the good temper with which everybody has accepted the inconvenience and hardships of the banking holiday. And I know that when you understand what we in Washington have been about, I shall continue to have your cooperation as fully as I have had your sympathy and your help during the past week.First of all, let me state the simple fact that when you deposit money in a bank, the bank does not put the money into a safe deposit vault. It invests your money in many different forms of credit in bonds, in commercial paper, in mortgages and in many other kinds of loans. In other words, the bank puts your money to work to keep the wheels of industry and of agriculture turning around. A comparatively small part of the money that you put into the bank is kept in currency an amount which in normal times is wholly sufficient to cover the cash needs of the average citizen. In other words, the total amount of all the currency in the country is only a comparatively small proportion of the total deposits in all the banks of the country.What, then, happened during the last few days of February and the first few days of March? Because of undermined confidence on the part of the public, there was a general rush by a large portion of our population to turn bank deposits into currency or gold a rush so great that the soundest banks couldnt get enough currency to meet the demand. The reason for this was that on the spur of the moment it was, of course, impossible to sell perfectly sound assets of a bank and convert them into cash, except at panic prices far below their real value. By the afternoon of March third, a week ago last Friday, scarcely a bank in the country was open to do business. Proclamations closing them, in whole or in part, had been issued by the Governors in almost all the states. It was then that I issued the proclamation providing for the national bank holiday, and this was the first step in the Governments reconstruction of our financial and economic fabric.The second step, last Thursday, was the legislation promptly and patriotically passed by the Congress confirming my proclamation and broadening my powers so that it became possible in view of the requirement of time to extend the holiday and lift the ban of that holiday gradually in the days to come. This law also gave authority to develop a program of rehabilitation of our banking facilities. And I want to tell our citizens in every part of the Nation that the national Congress Republicansand Democrats alike showed by this action a devotion to public welfare and a realization of the emergency and the necessity for speed that it is difficult to match in all our history.The third stage has been the series of regulations permitting the banks to continue their functions to take care of the distribution of food and household necessities and the payment of payrolls.This bank holiday, while resulting in many cases in great inconvenience, is affording us the opportunity to supply the currency necessary to meet the situation. Remember that no sound bank is a dollar worse off than it was when it closed its doors last week. Neither is any bank which may turn out not to be in a position for immediate opening. The new law allows the twelve Federal Reserve Banks to issue additional currency on good assets and thus the banks that reopen will be able to meet every legitimate call. The new currency is being sent out by the Bureau of Engraving and Printing in large volume to every part of the country. It is sound currency because it is backed by actual, good assets.Another question you will ask is this: Why are all the banks not to be reopened at the same time? The answer is simple and I know you will understand it: Your Government does not intend that the history of the past few years shall be repeated. We do not want and will not have another epidemic of bank failures.As a result, we start tomorrow, Monday, with the opening of banks in the twelve Federal Reserve Bank cities those banks, which on first examination by the Treasury, have aly been found to be all right. That will be followed on Tuesday by the resumption of all other functions by banks aly found to be sound in cities where there are recognized clearing houses. That means about two hundred and fifty cities of the ed States. In other words, we are moving as fast as the mechanics of the situation will allow us.On Wednesday and succeeding days, banks in smaller places all through the country will resume business, subject, of course, to the Governments physical ability to complete its survey It is necessary that the reopening of banks be extended over a period in order to permit the banks to make applications for the necessary loans, to obtain currency needed to meet their requirements, and to enable the Government to make common sense checkups.Please let me make it clear to you that if your bank does not open the first day you are by no means justified in believing that it will not open. A bank that opens on one of the subsequent days is in exactly the same status as the bank that opens tomorrow.I know that many people are worrying about State banks that are not members of the Federal Reserve System. There is no occasion for that worry. These banks can and will receive assistance from member banks and from the Reconstruction Finance Corporation. And, of course, they are under the immediate control of the State banking authorities. These State banks are following the same course as the National banks except that they get their licenses to resume business from the State authorities, and these authorities have been asked by the Secretary of the Treasury to permit their good banks to open up on the same schedule as the national banks. And so I am confident that the State Banking Departments will be as careful as the national Government in the policy relating to the opening of banks and will follow the same broad theory.It is possible that when the banks resume a very few people who have not recovered from their fear may again begin withdrawals. Let me make it clear to you that the banks will take care of all needs, except, of course, the hysterical demands of hoarders, and it is my belief that hoarding during the past week has become an exceedingly unfashionable pastime in every part of our nation. It needs no prophet to tell you that when the people find that they can get their money that they can get it when they want it for all legitimate purposes the phantom of fear will soon be laid. People will again be glad to have their money where it will be safely taken care of and where they can use it conveniently at any time. I can assure you, my friends, that it is safer to keep your money in a reopened bank than it is to keep it under the mattress.The success of our whole national program depends, of course, on the cooperation of the public onits intelligent support and its use of a reliable system.Remember that the essential accomplishment of the new legislation is that it makes it possible for banks more ily to convert their assets into cash than was the case before. More liberal provision has been made for banks to borrow on these assets at the Reserve Banks and more liberal provision has also been made for issuing currency on the security of these good assets. This currency is not fiat currency. It is issued only on adequate security, and every good bank has an abundance of such security.One more point before I close. There will be, of course, some banks unable to reopen without being reorganized. The new law allows the Government to assist in making these reorganizations quickly and effectively and even allows the Government to subscribe to at least a part of any new capital that may be required.I hope you can see, my friends, from this essential recital of what your Government is doing that there is nothing complex, nothing radical in the process.We have had a bad banking situation. Some of our bankers had shown themselves either incompetent or dishonest in their handling of the peoples funds. They had used the money entrusted to them in speculations and unwise loans. This was, of course, not true in the vast majority of our banks, but it was true in enough of them to shock the people of the ed States, for a time, into a sense of insecurity and to put them into a frame of mind where they did not differentiate, but seemed to assume that the acts of a comparative few had tainted them all. And so it became the Governments job to straighten out this situation and do it as quickly as possible. And that job is being performed.I do not promise you that every bank will be reopened or that individual losses will not be suffered, but there will be no losses that possibly could be avoided and there would have been more and greater losses had we continued to drift. I can even promise you salvation for some, at least, of the sorely presses banks. We shall be engaged not merely in reopening sound banks but in the creation of more sound banks through reorganization.It has been wonderful to me to catch the note of confidence from all over the country. I can never be sufficiently grateful to the people for the loyal support that they have given me in their acceptance of the judgment that has dictated our course, even though all our processes may not have seemed clear to them.After all, there is an element in the justment of our financial system more important than currency, more important than gold, and that is the confidence of the people themselves. Confidence and courage are the essentials of success in carrying out our plan. You people must have faith you must not be stampeded by rumors or guesses. Let us unite in banishing fear. We have provided the machinery to restore our financial system, and it is up to you to support and make it work.It is your problem, my friends, your problem no less than it is mine.Together we cannot fail. /201205/182120。

  • President Bush Welcomes 2008 NCAA Sports Champions to the White HouseTHE PRESIDENT: Thank you all. Please be seated. Welcome to the White House. Champions day here on the South Lawn. We appreciate you coming. We appreciate the fact that as champions you have set goals and you have worked hard to achieve those goals.I appreciate very much the fact that you brought your coaches with you, and people at your universities who support you. I'm proud to welcome the Secretary of Housing and Urban Development, his wife Molly, and daughter Ella. He is here because he is a graduate of Northwestern University. Of course, you're probably here to cheer all the teams, right? Yes. I want to welcome other members of the administration, school officials, families, and fans. First team I want to honor is the team for which we have called upon this weather: the University of Alaska Fairbanks rifle team. (Laughter and applause.) The Nanooks are with us today. You won your 10th national championship and your third in a row. I want to welcome coach Dan Jordan and the folks from Fairbanks -- University of Alaska Fairbanks. I asked the captain, Who did you beat to get here? And he said, Army. (Laughter.) The folks at West Point need to practice. (Laughter.) These guys make good competition to you. Congratulations. Welcome. And we are glad you're here.A lot of teams from the state of Arizona have joined us. (Applause.) We put this weather on just for you. (Laughter.) The University of Arizona men's and women's swimming and diving teams are here. In March, the women defeated Auburn to win the national championship, and one week later, the men handily beat the University of Texas. We welcome you here. This is the first national championship for either team. And I got the feeling, having talked to some of the athletes, this will not be the last time you'll be at the White House, even though it will be my last time here at the White House. (Laughter.) Coach Frank Bush -- no relation -- and the mighty Arizona men and women's team, congratulations, and we welcome you. (Applause.)The Arizona State University men's and women's indoor track and field team have joined us today. (Applause.) There you are. The Sun Devil men and women both took home indoor track and field championships. This was the first indoor title for the men, and a repeat for the women. You have a great leader and coach, Greg Kraft, and we're glad to welcome you back. Congratulations and thanks. (Applause.)Arizona State softball team are with us today. (Applause.) Seems to be some support out there for women's softball. You're looking at a big women's softball supporter. You went 66-5, and 10-0 during the post-season to capture the Sun Devils' first NCAA Softball National Title. When Coach Clint Myers arrived three years ago, he promised that you would win a national title -- that's a pretty bold promise, Coach Myers -- and you've delivered. And you thanked him by dumping Gatorade all over him. (Laughter.) I hope you sent them the cleaning bill. The Florida State men's outdoor track and field team have joined us today, the mighty Seminoles. (Applause.) This is your third straight title. Coach Bob Braman told me that he -- last year, he said, We'll be back, Mr. President. I said, I'll be here, too. You're in the process of winning; you produced nine All-Americans. Congratulations on another great championship. (Applause.)The Northwestern University women's lacrosse team. (Applause.) They finished 21-1. I must tell you, I was slightly disappointed when I came in the White House room there and looked at the feet of those women. I was looking for flip-flops. (Laughter.) Coach Kathy -- Kelly Hiller led you to the fourth straight national title over Penn, and here is what she said: I'm not going to call ourselves a dynasty, but if you want to, I'm okay with it. (Laughter.) Welcome back, a dynasty. Congratulations, ladies. (Applause.)LSU -- (applause) -- women's outdoor track and field team. Straight out of Baton Rouge, Louisiana. (Laughter.) It came down to the wire -- the very last event of the very last day was the 4x400, and you won. And now you are the national champs. We welcome Coach Dennis Shaver and the women from Louisiana State University. (Applause.)I'm proud to welcome back Coach John Murphy's Brown University women's rowing team. (Applause.) This is the second straight year that the women have been back. This is your sixth national championship in less than a decade. You are the most successful crew in NCAA women's rowing history. Congratulations, and welcome back to the White House. (Applause.)And finally, Fresno State men's baseball. (Applause.) So you talk about a team that refused to quit. This team lost 12 of the first 20 games of the season. I suspect some of you wrote you off, you know, like -- (laughter) -- eight and 12? These guys call themselves champs? You needed to win your conference tournament just to make the NCAA field of 64 teams. Six times in post-season you were only one game away from elimination. Every time you held on, and you became national champs. No wonder the ESPYs nominated you for the best upset of the year. I thank you for your willingness to never say die, your willingness to keep fighting. Steve Detwiler said this -- he played with an injury by the way -- he said, It's mind over matter. The pain is temporary. The pride is forever. And I suspect, Steve, a lot of athletes, whether they were on your team or on the teams represented here, can testify that pride is forever. This is a prideful moment for you. We are glad you're here at the White House. I thank you for being good champions on the field. I thank you for being champs off the field. I'm proud you're here at this grand house of the people. May God bless you, and may God continue to bless the ed States.200811/56046。
  • Tonight, President Obama spoke in support of a bipartisan deal to reduce the nation's deficit and avoid default. It extends the debt limit to 2013, removing the cloud of uncertainty over our economy and ensuring that no one will be able to use the threat of default now or in only a few months for political gain. The bipartisan compromise assures that the ed States meets its obligations – including monthly Social Security checks, veterans’ benefits, and the government contracts we’ve signed with thousands of businesses.Download Video: mp4 (41MB) | mp3 (4MB) 201108/146905。
  • Ladies and Gentlemen: Im only going to talk to you just for a minute or so this evening, because I have some very sad news for all of you -- Could you lower those signs, please? -- I have some very sad news for all of you, and, I think, sad news for all of our fellow citizens, and people who love peace all over the world; and that is that Martin Luther King was shot and was killed tonight in Memphis, Tennessee.Martin Luther King dedicated his life to love and to justice between fellow human beings. He died in the cause of that effort. In this difficult day, in this difficult time for the ed States, its perhaps well to ask what kind of a nation we are and what direction we want to move in. For those of you who are black -- considering the evidence evidently is that there were white people who were responsible -- you can be filled with bitterness, and with hatred, and a desire for revenge.We can move in that direction as a country, in greater polarization -- black people amongst blacks, and white amongst whites, filled with hatred toward one another. Or we can make an effort, as Martin Luther King did, to understand, and to comprehend, and replace that violence, that stain of bloodshed that has sp across our land, with an effort to understand, compassion and love.For those of you who are black and are tempted to be filled with hatred and mistrust of the injustice of such an act, against all white people, I would only say that I can also feel in my own heart the same kind of feeling. I had a member of my family killed, but he was killed by a white man.But we have to make an effort in the ed States, we have to make an effort to understand, to get beyond, or go beyond these rather difficult times.My favorite poem, my favorite poet was Aeschylus. And he once wrote:Even in our sleep, pain which cannot forgetfalls drop by drop upon the heart,until, in our own despair,against our will,comes wisdomthrough the awful grace of God.What we need in the ed States is not division; what we need in the ed States is not hatred; what we need in the ed States is not violence and lawlessness, but is love and wisdom, and compassion toward one another, and a feeling of justice toward those who still suffer within our country, whether they be white or whether they be black.So I ask you tonight to return home, to say a prayer for the family of Martin Luther King -- yeah, its true -- but more importantly to say a prayer for our own country, which all of us love -- a prayer for understanding and that compassion of which I spoke.We can do well in this country. We will have difficult times. Weve had difficult times in the past. And we will have difficult times in the future. It is not the end of violence; it is not the end of lawlessness; and its not the end of disorder.But the vast majority of white people and the vast majority of black people in this country want to live together, want to improve the quality of our life, and want justice for all human beings that abide in our land.Let us dedicate ourselves to what the Greeks wrote so many years ago: to tame the savageness of man and make gentle the life of this world. Let us dedicate ourselves to that, and say a prayer for our country and for our people.Thank you very much. /201205/182108。
  • President Bush Meets with His Majesty King Hamad Bin Isa Al-Khalifa of Bahrain   PRESIDENT BUSH: Your Majesty, welcome back to Washington. It is such a pleasure to see you. I still have such fond memories of our trip to the Kingdom of Bahrain. His Majesty and I were reminiscing about the sword dance that you put on. It was spectacular. And you've got a -- not only do you have a beautiful country, but you've got a prosperous country, and a country that is a great friend of the ed States. And it's such a honor to welcome you back here.   We had a good discussion, and we'll continue our discussion over lunch, on a variety of subjects. First, I do want to thank the Kingdom for sending an ambassador to Iraq. That's a very strong move that indicates a willingness to lead, as well as a willingness to send a signal that when a young democracy like Iraq is beginning to make progress, that it is important for the neighborhood to recognize that progress. And I really do want to thank Your Majesty for that.   We talked about security measures, the need to work together on joint security operations. I congratulated His Majesty on Bahrain's leadership of a joint task force that's -- that is enabling nations to learn how to work together in order to keep the peace.   All in all, it's been what you would expect -- a visit that's cordial and comfortable and amongst friends. And so, Your Majesty, welcome back, and thank you for coming.   HIS MAJESTY KING HAMAD: Thank you. I would like to thank the President for his kind invitation and his great support to Bahrain, and to the stability and prosperity of our region.   And concerning sending back ambassador -- an ambassador to Iraq, Iraq is an Arab state. Iraq is a founder of the Arab League. So it deserves all the support that it can get from other brother Arabs.   And the discussion today focused on bilateral relations concerning the free trade agreement which we have signed, and concerning the energy, as well, which yesterday was signed by the Secretary of State and our Foreign Minister. And we talked about security matters, which really are the most important issue, for maintaining the development and the prosperity in our region.   And I came all the way to thank the President for what he has done for Bahrain, and for our region and for the whole world stability and security, in fighting terrorism and extremism. And we hope we achieve our common goals by having a stable world.   So, thank you, Mr. President.   THE PRESIDENT: Thank you, Majesty. 200806/41255。
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